The question, “What would happen to my child with special needs if something were to happen to the parent(s)/guardian(s)?” is the most challenging question a parent/guardian must answer. 

The special needs community is the largest and most diverse group of students in the United States and more than 25 million children have severe disabilities and will never be able to live alone. Paired with medical and technology advances, millions of children with disabilities will outlive their parents or guardians. The cost of raising a child, according to the U.S. Department of Agriculture, will take roughly $240,000 from birth to age 18 -- but for a special needs child those expenses can be quadruple this amount.

Give your family the gift of lifetime access to the “Complete Life Planning Guide for Special Needs Families” - a comprehensive program that equips families of children with special needs and the students themselves with a life care plan that:

• Assesses the supports that will be required, and their cost, given the student’s disabilities and desired lifestyle
• Identifies government benefits for which the person may be eligible
• Includes a financial plan for supplementing publicly provided services, including a special needs trust (SNT) if means-tested government benefits will be required
• Recommends guardianship or powers of attorney, if the individual will be unable to make important decisions independently
• Walks families through a Letter of Intent containing medical, education and personal details to guide caregivers when parents have passed away